It's Free to Speak to an Advisor, 7 days, 8am - 10pm

Scunthorpemoneyman Single M Home Page

Mortgage Broker
in Scunthorpe

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

01724 786 130Speak to an Advisor - It's Free!

Mortgage Broker
in Scunthorpe

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Enquire Online 01724 786 130 Malcolm Davidson Managing Director of Grimsbymoneyman - Mortgage Broker in Grimsby
Malcolm and Amy - Grimsbymoneyman Directors

We love helping customers that really need mortgage advice in Scunthorpe - Something our Managing Director, Malcolm Davidson has been doing since 1997.

To speak with a mortgage advisor in Scunthorpe, book your FREE mortgage appointment online.

We love helping customers that really need mortgage advice in Scunthorpe - Something our Managing Director, Malcolm Davidson has been doing since 1997.

Malcolm and Amy - Grimsbymoneyman Directors

About Us

Our Customers Love Us

Reviews Stars4.83 Rating18 Reviews

Mortgage Broker in Scunthorpe
Mortgage Advice in Scunthorpe

Welcome to! We’re happy to be your go-to mortgage broker in Scunthorpe and surrounding areas. Since our establishment in 2009, our dedication to meeting the distinct needs of our customers has remained unwavering, delivered with a touch of care and professionalism.

Harnessing our extensive knowledge and experience in the property market, we take pride in going above and beyond to ensure our customers receive optimal solutions tailored to their specific requirements.

With a profound understanding of the mortgage market, we navigate through a wide variety of mortgage deals, identifying the one that seamlessly aligns with your needs. Our commitment to providing the best possible options is a testament to our expertise.

Feel free to secure your spot for a complimentary mortgage appointment today. It’s an opportunity to engage in a conversation with a skilled mortgage advisor in Scunthorpe and embark on a journey of exploring the myriad possibilities available to you.

Benefit From Open and Honest Mortgage Advice in Scunthorpe

Accorion Arrow

We pride ourselves on being the beacon of openness and honesty as mortgage advisors in Scunthorpe. Our mission is clear – to help customers with their mortgage inquiries and provide unwavering support.

Our team of trusted mortgage advisors at Scunthorpemoneyman is here to guide you through your mortgage journey, infusing simplicity and confidence into every step.

Whether you’re a first time buyer in Scunthorpe or a seasoned homeowner exploring options like moving or remortgaging in Scunthorpe, rest assured, we are dedicated to helping you achieve your mortgage goals.

Find Out How a Mortgage Broker in Scunthorpe Can Help You

Accorion Arrow

At Scunthorpemoneyman, our dedicated squad of mortgage advisors in Scunthorpe meticulously sifts through a plethora of mortgage deals to unearth the one that aligns seamlessly with your aspirations.

Our mission, as a team of mortgage professionals, is twofold – to save your time and offer peace of mind by simplifying the intricate mortgage landscape.

With our highly proficient mortgage administrators and seasoned advisors, consider yourself in capable hands. It’s rare for us to encounter a situation we haven’t navigated before, ensuring we’re well-prepared to guide you through various scenarios with sound advice.

Finding Solutions for Both First Time Buyers in Scunthorpe and Existing Homeowner Remortgages

Accorion Arrow

Whether you’re a first time buyer in Scunthorpe or returning to the property market, our service is custom-tailored to be your invaluable resource. We understand the daunting nature of purchasing a new home, and we stand ready to provide unwavering support throughout your entire journey.

No matter the challenges we encounter, we’re committed to working together to overcome them. For existing homeowners in Scunthorpe exploring remortgage options, our expertise shines as we meticulously evaluate thousands of deals, pinpointing the one that best suits your needs.

In the realm of remortgage processes, our clients often contemplate capital-raising solutions for home improvements or consolidating debts. Rest assured, this is a specialised area where we’re committed to offering transparent and honest advice, always with your best interests at the forefront.

Expertly Answering Your Mortgage Questions

Accorion Arrow

Your trusted mortgage advisor in Scunthorpe is your reliable guide through all things mortgage-related, ensuring access to our expertise 7 days a week. Our dedicated team is just a call or email away, ready to provide support and answer any questions you may have about your mortgage.

Mortgage Advice in Scunthorpe for Complex Cases

Accorion Arrow

With over a decade of experience as a mortgage broker in Scunthorpe, we’ve encountered and successfully navigated nearly every conceivable mortgage situation. No challenge is too formidable.

Don’t hesitate to reach out, even if you believe your situation is exceptionally complex – chances are, we’ve faced similar hurdles and know precisely how to help you.

Whether you’re self-employed, a business owner, a partner, a contractor, or on probation with a new employer, and you’re facing difficulties securing a new mortgage, an experienced mortgage advisor in Scunthorpe can be a significant help.

The same applies if you have a history of credit problems, bankruptcy, a CCJ, or a less-than-ideal credit score. We possess in-depth knowledge of lending criteria and extensive experience in providing expert mortgage advice tailored to diverse individual situations.

Bank versus a Mortgage Broker in Scunthorpe

Accorion Arrow

Frequently, clients initially turn to their own bank for mortgage advice in Scunthorpe. However, many find themselves turned away for various reasons.

Whether it’s not meeting the bank’s criteria, encountering stringent affordability checks, difficulties in securing appointments, or simply being unable to borrow the required amount – it’s time to reach out to a mortgage broker in Scunthorpe, our team, eager to help you.

The sooner you seek advice from a mortgage broker in Scunthorpe, the more advantageous your position will be when you’re ready to secure a mortgage deal.

Searching Through 1000s of Mortgage Deals

Accorion Arrow

In our role as your mortgage broker in Scunthorpe, we meticulously explore a vast array of residential and buy to let mortgage options on your behalf.

Our panel comprises a diverse range of mortgage lenders, covering both high street and specialist products. It’s advisable to speak with a mortgage broker like us even before you start viewing properties with estate agents.

This proactive approach enables us to provide you with a clear understanding of your budget and prepare a mortgage agreement in principle document, bolstering any offers you decide to make.

Get in touch with Scunthorpemoneyman for transparent and honest mortgage advice in Scunthorpe, available 7 days a week.

Mortgage Calculator Image

We Search 1000s of Mortgage Deals in Scunthorpe

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
Precise Logo
Pepper Money
Mortgage Works
Coventry Building Society
Natwest Mortgage Advice
Newcastle Building Society
Kensington Logo
Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Common Mortgage Questions in Scunthorpe

How long does the process in Scunthorpe take?

Accorion Arrow

Our first mortgage chat, absolutely free, usually takes around 30 minutes. As experienced mortgage brokers in Scunthorpe, we’re proud of our quick 24-hour turnaround for providing an Agreement in Principle.

All it involves is a short phone call to gather the necessary info, and on average, you can expect the formal mortgage offer in about three to four weeks.

What documents will I need to provide for my mortgage in Scunthorpe?

Accorion Arrow

If you’re on the payroll, the basics include sharing three recent payslips and your latest P60 to show your income. For self employed Scunthorpe residents, we’d typically need the latest two years’ tax calculations and summaries.

You’ll also need to show proof of who you are with a driving license or passport, confirm your address with utility bills or tax documents, and throw in a three-month bank statement.

This statement does double duty, showing us your deposit savings and explaining any noteworthy credits.

I’m self employed in Scunthorpe, can I get a mortgage?

Accorion Arrow

Good news for the self-employed crowd in Scunthorpe – getting a mortgage is very doable. To meet the criteria, you’d usually need to provide at least one year’s worth of accounts.

Furnishing these docs significantly boosts your chances of getting mortgage approval.

Most lenders typically calculate the maximum mortgage amount based on your salary and dividends, but it can vary depending on the lender.

Can I get a mortgage in Scunthorpe with previous credit problems?

Accorion Arrow

Here’s some encouraging news – even if you’ve had credit issues before, getting a mortgage is still on the table. You can make it happen! In these cases, some lenders might ask for a slightly higher deposit, usually around 10-15%.

How much deposit do I need for a mortgage in Scunthorpe?

Accorion Arrow

Typically, most regular mortgage lenders ask for a minimum deposit of 5%. But this percentage might be a bit higher based on your situation, especially if you’ve had some bumps in your credit history.

Can I get a second mortgage in Scunthorpe?

Accorion Arrow

Good news – managing two mortgages in Scunthorpe is entirely possible if you’ve got the financial capacity to handle both sets of monthly repayments. Whether you’re consolidating debt or planning home improvements, getting a second mortgage on your property is an option.

How long does an Agreement in Principle last?

Accorion Arrow

An Agreement in Principle usually lasts 30 to 90 days, depending on the lender. If yours expires, no worries – you can easily renew it by reaching out to your trusted mortgage advisor in Scunthorpe.

When should I obtain an agreement in principle in Scunthorpe?

Accorion Arrow

As dedicated mortgage brokers in Scunthorpe, we strongly recommend getting an Agreement in Principle (AIP) as early as possible, ideally before you start viewing houses. Having an AIP in place when you’re house hunting can potentially give you an advantage when negotiating prices.

How does the mortgage process work?

Accorion Arrow

Our mortgage process has a few stages. It starts with an initial chat, where one of our dependable mortgage advisors in Scunthorpe conducts a Fact Find to understand your unique mortgage situation.

Next, you’ll move on to your free mortgage appointment, where your assigned mortgage advisor in Scunthorpe starts looking for mortgage deals tailored to your situation.

If they find an offer you like, we can kick off the mortgage application process. Following that, a credit check is done to secure an Agreement in Principle, and you’ll be asked for specific documents to strengthen your mortgage application.

Finally, your mortgage application is submitted, and we wait for the formal mortgage offer.

How does the free initial mortgage consultation in Scunthorpe work?

Accorion Arrow

Your first free mortgage appointment with your dedicated mortgage advisor in Scunthorpe usually lasts about 30 minutes.

During this meeting, we dive into your mortgage needs, getting a better understanding of your situation.

With a clearer picture of your personal and financial situation, we start looking for mortgage deals that are a good fit for you.

Mortgage Guides & Scunthorpemoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at

Equity Release Council Logo Solla Later Life Logo
Facebook Image X Image Instagram Image YouTube Image LinkedIn Image SpotifyImage TikTok Image

Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm

Speak to an Advisor - It's free Enquire Online 01724 786 130
We use cookies to enhance your customer experience. More detailsGot It