Fast & Friendly Mortgage Advice in Scunthorpe

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First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

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We love helping all our customers, especially the ones who really need Mortgage Advice in Scunthorpe - it's not just about finding a mortgage. It's about the journey, we will hold your hand through the full process.

To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 01724 786 130.

Enquire Online

To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 01724 786 130.

Malcoms Image

We love helping all our customers, especially the ones who really need Mortgage Advice in Scunthorpe - it's not just about finding a mortgage. It's about the journey, we will hold your hand through the full process.

Enquire Online

Mortgage advice
your way

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

Reviews Stars4.81 Rating16 Reviews

Mortgage Broker in Scunthorpe | Mortgage Advice in Scunthorpe

Welcome to Scunthorpemoneyman – Mortgage Broker in Scunthorpe.

 

Our experienced and trusted team aim to provide nothing but fast and friendly Mortgage Advice in Scunthorpe. Whether you are a first time buyer, or an existing homeowner looking to move home or remortgage, we will find you the most suitable deal tailored to your needs.

 

If you are wanting a buy to let mortgage, you’ll be pleased to know our Mortgage Advisors in Scunthorpe can even lend a helping hand in trying to find you a suitable product to help succeed with your property and any additional portfolio.

 

Mortgage Advice for New Purchases & Remortgage Advice in Scunthorpe

We find many of our customers get back in touch with us, particularly when they are looking at remortgaging because we aim for our Mortgage Advice in Scunthorpe to be clear and upfront.

 

High quality Customer service is important to us and helps motivate our Mortgage Advisors in Scunthorpe to go the extra mile with continuing our relationship with existing customers. Whether you’re an existing or new customer, we lend a helping hand through the mortgage process and be here every step of the way, keeping you in the loop at all times.

 

Sometimes being a first time buyer can find the entire process a bit daunting, this is why we aim to tackle any worries or stresses you may have by providing expert Mortgage Advice in Sculthorpe. A Mortgage Broker in Scunthorpe, like ourselves, will take the stress off your shoulders to provide peace of mind.

 

We are a knowledgeable Mortgage Broker in Scunthorpe when it comes to delivering specialist advice. We work with a large panel of lenders; each providing a wide range of exclusive products. We will search 1000’s of deal and approach lenders whose most suitable deal matches with your circumstances.

 

Contact your Mortgage Broker in Scunthorpe Today

We understand that people are entitled to their busy lifestyles, this is why our Mortgage Advisors in Scunthorpe are available 7 days a week to provide you with regular updates on where you are in the mortgage process. Keeping you in the loop at all times.

 

Book your free mortgage appointment today to speak with one of our Mortgage Advisors in Scunthorpe today, alternatively you can contact us via the contact page or telephone.

 

Friendly Mortgage Broker in Scunthorpe & surrounding areas

We have spoken to many customers over the 20 years being a Mortgage Broker in Scunthorpe. Many of which approach us after being declined from the bank without a lot of clarification as to why. Therefore, the customer may not have a full understanding of what to fix in order to resume the mortgage application.

 

Here at Scunthorpemoneyman, we are knowledgeable with mortgage criteria and our Mortgage Advisors in Scunthorpe are more than happy to support you throughout your mortgage journey.

Mortgage Advice in Scunthorpe for Complex Situations

As a Mortgage Broker in Scunthorpe, having worked in the mortgage industry for over 20, we have encountered a large range of situations. If you believe your circumstance is too complex and difficult, do not hesitate to get in touch with us. It’s very likely that we have faced a situation that is similar to yours and know how to exactly solve the issue.

 

We find many of our self employed customers who might be company owners, a partner or contractor seem to struggle to get a new mortgage arranged. Because of this, it can be beneficial to have an experienced Mortgage Advisor in Scunthorpe by your side.

 

Furthermore, this will apply if you had any credit problems in the past, been bankrupt, have a CCJ and/or low credit score. With in-depth knowledge of lending criteria, we can provide clients with expert advice on any individual circumstance.

 

Bank versus Mortgage Broker in Scunthorpe

We tend to find that people contacted us for expert Mortgage Advice in Scunthorpe after having trouble on their mortgage journey with the bank. Common reasons that customers have difficulty include them not fitting within the bank’s strict lending criteria, struggling to get an appointment or not being able to borrow enough.

 

We would love to help you continue your mortgage journey with our expert Mortgage Advice in Scunthorpe. You will be in a much better position if you get advice from a Mortgage Broker in Scunthorpe when it’s time to secure a mortgage deal.

 

Trusted Mortgage Broker in Scunthorpe

Our knowledgeable Mortgage Advisors in Scunthorpe can search thousands of both residential and Buy to Let deals on your behalf. Before viewing houses with estate agents, it’s advised that you speak to a Mortgage Broker in Scunthorpe. If you choose Scunthorpemoneyman, you will have an idea of the maximum amount you can borrow as well as a mortgage agreement in principle at the ready for when you want to make any offers.

 

Getting in touch for Mortgage Advice in Scunthorpe, can prepare you to be in the best position of being ‘mortgage ready’. As well as this, you will be early on in the home buying process and could put you ahead of any other home movers who may not be as organised when offering on your property.

Mortgage advice in Scunthopre – Options:

First Time Buyer Mortgage Advice Scunthorpe

Our Mortgage Advisors in Scunthorpe are here to walk you through every step, from initial mortgage enquiry, right until you get the keys to your new home.

Moving Home Mortgage Advice Scunthorpe

Simply, wanting Mortgage Advice in Scunthorpe, such as knowing how much you can borrow on a new mortgage, what happens to your old one and how much this will cost?

Remortgage Advice Scunthorpe

Seeking a better mortgage deal by using our Mortgage Broker in Scunthorpe, to reduce or extend the term, to add or remove a name, or raise money on your home?

We search 1000's of mortgage deals across a large number of lenders, including:

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Common mortgage questions

Your free mortgage consultation in Scunthorpe with a dedicated advisor will last for approximately one hour. From that point, we will then recommend a mortgage for you, with no obligation to accept and proceed if you change your mind at any point.

We will carry out a Fact Find to establish your individual circumstances and needs prior to recommending the most suitable mortgage. A credit check is something that will be required for an Agreement in Principle. Once you have given all the relevant documentation and a valuation of the property has been undertaken, a formal mortgage offer can then be issued to you.

To avoid facing disappointment at a later stage, we recommend you obtain an Agreement in Principle before you begin any property viewings in Scunthorpe. At the very latest you should obtain one before you start making offers, as that will assist your bargaining position.

An Agreement in Principle will generally last for anywhere between 30 and 90 days depending on the mortgage lender. If your Agreement in Principle expires, your mortgage advisor in Scunthorpe can refresh this for you.

It may be possible to get a second mortgage on your home if you’re looking to work towards debt consolidation or any home improvements, as well as if you’re wanting to use it for yourself, a family member, a holiday home or a potential Buy to Let.

The minimum deposit when for a property purchase in Scunthorpe with High Street Lenders is 5%, though it can be higher if you have had prior credit problems.

If you have a recent history of credit problems, it’s not impossible for you to get a mortgage, though you may possibly be required to put down a slightly higher deposit than typically expected, perhaps 15% of the property purchase price.

The documents you will need if you are an employee are three payslips to prove income and for self employed, you will need the latest 2 years’. As well as this, you will also need proof of ID, address and 3 months’ bank statements.

A free consultation usually lasts up to an hour or so. An agreement in principle can be ready for you within 24 hours. It takes on average three weeks for a formal mortgage offer.

You will be eligible for a mortgage but only once you have submitted at least one year’s accounts. Many Lenders calculate the maximum mortgage by taking your salary plus dividend, however, others are known to go off your net profit.

Scunthorpemoneyman.com & Scunthorpemoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain and you are not satisfied with our response to your complaint, you may be able to refer it
to the Financial Ombudsman Service, which can be contacted as follows

The Financial Ombudsman Service, Exchange Tower, London, E14 9SR
www.financial-ombudsman.org.uk

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