Fast & Friendly Mortgage Advice in Scunthorpe
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Read our 17 Reviews
We love helping all our customers, especially the ones who really need Mortgage Advice in Scunthorpe - it's not just about finding a mortgage. It's about the journey, we will hold your hand through the full process.
To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 01724 786 130.
Enquire OnlineTo speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 01724 786 130.
We love helping all our customers, especially the ones who really need Mortgage Advice in Scunthorpe - it's not just about finding a mortgage. It's about the journey, we will hold your hand through the full process.
Enquire Online4.82 Rating17 Reviews
Donna
FANTASTIC AND OUTSTANDING SERVICE!! Unfortunately the purchase of our new home was rather difficult, we had devaluations and chains falling through, so to say the least it was testing!! we had a very stressful, hard 7 months to get to the...
5 days ago
Stuart
Dealt with my mortgage arrangement and application in super quick time. Very efficient and would recommend to everyone.
7 months ago
Rebecca
Leo and Lyndsey were fantastic! No issues at all, and all very quick and efficient. Thankyou so much
1 year ago
Anonymous
She was so helpful. I felt hopeless after just having my mortgage declined by a high Street bank and she's given me some hope again.
1 year ago
Akvile
Amazing and really friendly service. Really glad I choosed this company for my remortgage. I would definitely recommend this company to everyone
2 years ago
Jonathan
I would highly recommend Scunthorpemoneyman to anybody needing the service. They have been very quick to respond to any questions and I have had to do next to nothing through the hole process they have handled everything brilliantly.
2 years ago
Samanatha
Fantastic advice and guidance throughout the full process. Malcolm and his team were extremely knowledgeable, efficient and responsive during our mortgage application. When we came across obstacles, these were dealt with quickly and advice given on...
2 years ago
Amelia
Absolutely fantastic service from all at Scunthorpe money man. The staff are so friendly and helpful, nothing is too much trouble, any questions answered. Kept up to date all the way through, I would recommend to anyone. Many thanks for all...
3 years ago
Samantha
Outstanding service from start to finish with every member of the team helpful and friendly. I could rely on them for advice and updates at all stages.
3 years ago
Thomas
Wow..... what a fantastic team they are Matt,Mel and Wendy did a fantastic job for me been messed around by other brokers in the past but from the very first phone conversation I knew they had my best interests. Fantastic communication always kept...
3 years ago
Anonymous
Thanks so much to the team. You made everything so easy and clear. I would highly recommend your services.
4 years ago
Richard
Great communication from start to finish and even after finding a mortgage deal for us Jason kept looking and found a even better one at .5% less
5 years ago
Jayne
A fabulous company to deal with who put my mind at ease and everything that they required in the manner of documentation was never a problem, Matt, Leanne and Wendy kept in constant contact with me and gave me a 5 star service, in actual fact it was...
5 years ago
Kenneth
I can’t thank Matt and Mizna enough for all there help and hard work! Nearly time to sign for our house and it wouldn’t have been possible without the help of Scunthorpe Money Man! Thank you all!!
5 years ago
Sophie
Absolutely fantastic staff! I stumbled across Scunthorpe Money Man on google, with just one call the ball was rolling...fast, efficient, friendly and supportive. People say mortgage applications are stressful and boy they are not wrong but with the...
5 years ago
Chris
Very happy with the service provided, Excellent service from start to finish. I would definitely recommend Scunthorpe Moneyman and would use them again in the future. 5* Experience.
5 years ago
- Mortgage Advice
- Why Us?
Mortgage Broker in Scunthorpe | Mortgage Advice in Scunthorpe
Welcolm to Scunthorpemoneyman, we pride ourselves on being an open and honest Mortgage Broker in Scunthorpe. Our team of experts have a wealth of experience and a proven track record of providing fast and friendly mortgage advice in Scunthorpe to all our customer.
Whether you are a first time home buyer or an existing homeowner looking to move or refinance, we are here to help search 1000’s of deals to find you the right mortgage solution to meet your specific needs.
We understand that buying a home is a big financial decision and the mortgage process can be daunting. That is why our mortgage advisors in Scunthorpe are dedicated to guiding you every step of the way, providing you with the information and support you need to make an informed decision.
Having a highly knowledgeable team of mortgage advisors in Scunthorpe, who are highly about the latest mortgage products and rates, and will work with you to find the best deal for your individual circumstances.
In addition to helping you find the right mortgage for your home, we also offer buy to let mortgage advice in Scunthorpe. Whether you are a seasoned property investor or just starting out, we can help you find a mortgage product that suits your needs and helps you achieve your investment goals.
Our mortgage advisors in Scunthorpe will take the time to understand your investment strategy and work with you to find the right mortgage solution to help you grow your portfolio and achieve financial success.
Mortgage Advice for New Purchases & Remortgage Advice in Scunthorpe
At Scunthorpemoneyman, we believe in building long-lasting relationships with our customers. That is why many of them choose to come back to us, especially when they are considering remortgaging. Our goal is to provide clear and upfront mortgage advice in Scunthorpe that our customers can trust.
Customer service is of utmost importance to us, and our mortgage advisors in Scunthorpe are always motivated to go above and beyond to ensure that our clients are satisfied. Whether you are a returning customer or a new client, we are here to support you through the mortgage process, keeping you informed and in the loop every step of the way.
We understand that buying a home for the first time can be an overwhelming experience. That is why our team of experts is here to provide expert mortgage advice in Scunthorpe, ease any concerns or worries you may have. As a mortgage broker in Scunthorpe, we take the stress off your shoulders and provide peace of mind, so you can focus on the exciting part of buying your first home.
We are known for delivering specialist advice and have a wealth of knowledge when it comes to mortgages. Our mortgage advisors in Scunthorpe work with a large panel of lenders, each offering a diverse range of exclusive mortgage products. As a mortgage broker in Scunthorpe we can search through 1000’s deals and approach lenders who offer the best product that suits your circumstances, so you can be sure that you are getting the right mortgage for your needs.
Contact your Mortgage Broker in Scunthorpe Today
At Scunthorpemoneyman, we recognise that our customers lead busy lives and may not always have time to contact us during regular business hours. That is why you can book your free mortgage appointment around a time that suits you. Our mortgage advisors in Scunthorpe are available to provide you with regular updates on the status of your mortgage application seven days a week.
We understand the importance of keeping our clients informed and in the loop at all times, and our mortgage advisors in Scunthorpe are always here to answer any questions you may have.
If you are looking to get started on the process of finding your dream home, we encourage you to book a free mortgage appointment with one of our mortgage advisors in Scunthorpe today. During your appointment, you can discuss your specific needs and circumstances, and our mortgage advisors in Scunthorpe will work with you to find the best mortgage solution for you.
If you prefer, you can also reach us through our contact page or by telephone. Our team is always available to help and is dedicated to providing you with the highest quality of service.
Friendly Mortgage Broker in Scunthorpe & surrounding areas
As a mortgage broker in Scunthorpe with over 20 years of experience, we have had the opportunity to speak with numerous customers who have approached us after being declined for a mortgage by their bank. In many cases, these customers are left without a clear understanding of why their application was declined or what they need to do to correct the issue and resume the mortgage process.
At Scunthorpemoneyman, we are well-versed in the criteria for obtaining a mortgage and are committed to providing our clients with the support they need to successfully navigate the mortgage process. Our mortgage advisors in Scunthorpe are knowledgeable and experienced, and they are more than happy to work with you to address any challenges you may be facing.
We believe in providing our customers with the best possible mortgage experience, and we are here to support you every step of the way. Whether you are just starting your mortgage journey or you have been declined by the bank, we are here to help you achieve your goal of homeownership.
Mortgage Advice in Scunthorpe for Complex Situations
As a Mortgage Broker in Scunthorpe, having worked in the mortgage industry for over 20, we have encountered a large range of situations. If you believe your circumstance is too complex and difficult, do not hesitate to get in touch with us. It’s very likely that we have faced a situation that is similar to yours and know how to exactly solve the issue.
We find many of our self employed customers who might be company owners, a partner or contractor seem to struggle to get a new mortgage arranged. Because of this, it can be beneficial to have an experienced Mortgage Advisor in Scunthorpe by your side.
Furthermore, this will apply if you had any credit problems in the past, been bankrupt, have a CCJ and/or low credit score. With in-depth knowledge of lending criteria, we can provide clients with expert advice on any individual circumstance.
Bank versus Mortgage Broker in Scunthorpe
We tend to find that people contacted us for expert Mortgage Advice in Scunthorpe after having trouble on their mortgage journey with the bank. Common reasons that customers have difficulty include them not fitting within the bank’s strict lending criteria, struggling to get an appointment or not being able to borrow enough.
We would love to help you continue your mortgage journey with our expert Mortgage Advice in Scunthorpe. You will be in a much better position if you get advice from a Mortgage Broker in Scunthorpe when it’s time to secure a mortgage deal.
Trusted Mortgage Broker in Scunthorpe
Our knowledgeable Mortgage Advisors in Scunthorpe can search thousands of both residential and Buy to Let deals on your behalf. Before viewing houses with estate agents, it’s advised that you speak to a Mortgage Broker in Scunthorpe. If you choose Scunthorpemoneyman, you will have an idea of the maximum amount you can borrow as well as a mortgage agreement in principle at the ready for when you want to make any offers.
Getting in touch for Mortgage Advice in Scunthorpe, can prepare you to be in the best position of being ‘mortgage ready’. As well as this, you will be early on in the home buying process and could put you ahead of any other home movers who may not be as organised when offering on your property.
Mortgage advice in Scunthopre – Options:
We search 1000's of mortgage deals across a large number of lenders, including:
Common mortgage questions
Your free mortgage consultation in Scunthorpe with a dedicated advisor will last for approximately 30 mins. From that point, we will then recommend a mortgage for you, with no obligation to accept and proceed if you change your mind at any point.
We will carry out a Fact Find to establish your individual circumstances and needs prior to recommending the most suitable mortgage. A credit check is something that will be required for an Agreement in Principle. Once you have given all the relevant documentation and a valuation of the property has been undertaken, a formal mortgage offer can then be issued to you.
To avoid facing disappointment at a later stage, we recommend you obtain an Agreement in Principle before you begin any property viewings in Scunthorpe. At the very latest you should obtain one before you start making offers, as that will assist your bargaining position.
An Agreement in Principle will generally last for anywhere between 30 and 90 days depending on the mortgage lender. If your Agreement in Principle expires, your mortgage advisor in Scunthorpe can refresh this for you.
It may be possible to get a second mortgage on your home if you’re looking to work towards debt consolidation or any home improvements, as well as if you’re wanting to use it for yourself, a family member, a holiday home or a potential Buy to Let.
The minimum deposit when for a property purchase in Scunthorpe with High Street Lenders is 5%, though it can be higher if you have had prior credit problems.
If you have a recent history of credit problems, it’s not impossible for you to get a mortgage, though you may possibly be required to put down a slightly higher deposit than typically expected, perhaps 15% of the property purchase price.
The documents you will need if you are an employee are three payslips to prove income and for self employed, you will need the latest 2 years’. As well as this, you will also need proof of ID, address and 3 months’ bank statements.
A free consultation usually lasts up to 30 mins or so. An agreement in principle can be ready for you within 24 hours. It takes on average three weeks for a formal mortgage offer.
You will be eligible for a mortgage but only once you have submitted at least one year’s accounts. Many Lenders calculate the maximum mortgage by taking your salary plus dividend, however, others are known to go off your net profit.
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