Fast & Friendly Mortgage Advice in Scunthorpe

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We love helping all our customers, especially the ones who really need Mortgage Advice in Scunthorpe - it's not just about finding a mortgage. It's about the journey, we will hold your hand through the full process.

To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 01724 786 130.

Enquire Online

To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 01724 786 130.

Malcoms Image

We love helping all our customers, especially the ones who really need Mortgage Advice in Scunthorpe - it's not just about finding a mortgage. It's about the journey, we will hold your hand through the full process.

Enquire Online

Mortgage advice
your way

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

Reviews Stars4.82 Rating17 Reviews

Mortgage Broker in Scunthorpe | Mortgage Advice in Scunthorpe

Welcolm to Scunthorpemoneyman, we pride ourselves on being an open and honest Mortgage Broker in Scunthorpe. Our team of experts have a wealth of experience and a proven track record of providing fast and friendly mortgage advice in Scunthorpe to all our customer.

 

Whether you are a first time home buyer or an existing homeowner looking to move or refinance, we are here to help search 1000’s of deals to find you the right mortgage solution to meet your specific needs.

 

We understand that buying a home is a big financial decision and the mortgage process can be daunting. That is why our mortgage advisors in Scunthorpe are dedicated to guiding you every step of the way, providing you with the information and support you need to make an informed decision.

 

Having a highly knowledgeable  team of mortgage advisors in Scunthorpe, who are highly about the latest mortgage products and rates, and will work with you to find the best deal for your individual circumstances.

 

In addition to helping you find the right mortgage for your home, we also offer buy to let mortgage advice in Scunthorpe. Whether you are a seasoned property investor or just starting out, we can help you find a mortgage product that suits your needs and helps you achieve your investment goals.

 

Our mortgage advisors in Scunthorpe will take the time to understand your investment strategy and work with you to find the right mortgage solution to help you grow your portfolio and achieve financial success.

 

Mortgage Advice for New Purchases & Remortgage Advice in Scunthorpe

At Scunthorpemoneyman, we believe in building long-lasting relationships with our customers. That is why many of them choose to come back to us, especially when they are considering remortgaging. Our goal is to provide clear and upfront mortgage advice in Scunthorpe that our customers can trust.

 

Customer service is of utmost importance to us, and our mortgage advisors in Scunthorpe are always motivated to go above and beyond to ensure that our clients are satisfied. Whether you are a returning customer or a new client, we are here to support you through the mortgage process, keeping you informed and in the loop every step of the way.

 

We understand that buying a home for the first time can be an overwhelming experience. That is why our team of experts is here to provide expert mortgage advice in Scunthorpe, ease any concerns or worries you may have. As a mortgage broker in Scunthorpe, we take the stress off your shoulders and provide peace of mind, so you can focus on the exciting part of buying your first home.

 

We are known for delivering specialist advice and have a wealth of knowledge when it comes to mortgages. Our mortgage advisors in Scunthorpe work with a large panel of lenders, each offering a diverse range of exclusive mortgage products. As a mortgage broker in Scunthorpe we can search through 1000’s deals and approach lenders who offer the best product that suits your circumstances, so you can be sure that you are getting the right mortgage for your needs.

 

Contact your Mortgage Broker in Scunthorpe Today

At Scunthorpemoneyman, we recognise that our customers lead busy lives and may not always have time to contact us during regular business hours. That is why you can book your free mortgage appointment around a time that suits you. Our mortgage advisors in Scunthorpe are available to provide you with regular updates on the status of your mortgage application seven days a week.

 

We understand the importance of keeping our clients informed and in the loop at all times, and our mortgage advisors in Scunthorpe are always here to answer any questions you may have.

 

If you are looking to get started on the process of finding your dream home, we encourage you to book a free mortgage appointment with one of our mortgage advisors in Scunthorpe today. During your appointment, you can discuss your specific needs and circumstances, and our mortgage advisors in Scunthorpe will work with you to find the best mortgage solution for you.

 

If you prefer, you can also reach us through our contact page or by telephone. Our team is always available to help and is dedicated to providing you with the highest quality of service.

 

Friendly Mortgage Broker in Scunthorpe & surrounding areas

As a mortgage broker in Scunthorpe with over 20 years of experience, we have had the opportunity to speak with numerous customers who have approached us after being declined for a mortgage by their bank. In many cases, these customers are left without a clear understanding of why their application was declined or what they need to do to correct the issue and resume the mortgage process.

 

At Scunthorpemoneyman, we are well-versed in the criteria for obtaining a mortgage and are committed to providing our clients with the support they need to successfully navigate the mortgage process. Our mortgage advisors in Scunthorpe are knowledgeable and experienced, and they are more than happy to work with you to address any challenges you may be facing.

 

We believe in providing our customers with the best possible mortgage experience, and we are here to support you every step of the way. Whether you are just starting your mortgage journey or you have been declined by the bank, we are here to help you achieve your goal of homeownership.

Mortgage Advice in Scunthorpe for Complex Situations

As a Mortgage Broker in Scunthorpe, having worked in the mortgage industry for over 20, we have encountered a large range of situations. If you believe your circumstance is too complex and difficult, do not hesitate to get in touch with us. It’s very likely that we have faced a situation that is similar to yours and know how to exactly solve the issue.

 

We find many of our self employed customers who might be company owners, a partner or contractor seem to struggle to get a new mortgage arranged. Because of this, it can be beneficial to have an experienced Mortgage Advisor in Scunthorpe by your side.

 

Furthermore, this will apply if you had any credit problems in the past, been bankrupt, have a CCJ and/or low credit score. With in-depth knowledge of lending criteria, we can provide clients with expert advice on any individual circumstance.

 

Bank versus Mortgage Broker in Scunthorpe

We tend to find that people contacted us for expert Mortgage Advice in Scunthorpe after having trouble on their mortgage journey with the bank. Common reasons that customers have difficulty include them not fitting within the bank’s strict lending criteria, struggling to get an appointment or not being able to borrow enough.

 

We would love to help you continue your mortgage journey with our expert Mortgage Advice in Scunthorpe. You will be in a much better position if you get advice from a Mortgage Broker in Scunthorpe when it’s time to secure a mortgage deal.

 

Trusted Mortgage Broker in Scunthorpe

Our knowledgeable Mortgage Advisors in Scunthorpe can search thousands of both residential and Buy to Let deals on your behalf. Before viewing houses with estate agents, it’s advised that you speak to a Mortgage Broker in Scunthorpe. If you choose Scunthorpemoneyman, you will have an idea of the maximum amount you can borrow as well as a mortgage agreement in principle at the ready for when you want to make any offers.

 

Getting in touch for Mortgage Advice in Scunthorpe, can prepare you to be in the best position of being ‘mortgage ready’. As well as this, you will be early on in the home buying process and could put you ahead of any other home movers who may not be as organised when offering on your property.

Mortgage advice in Scunthopre – Options:

First Time Buyer Mortgage Advice Scunthorpe

Our Mortgage Advisors in Scunthorpe are here to walk you through every step, from initial mortgage enquiry, right until you get the keys to your new home.

Moving Home Mortgage Advice Scunthorpe

Simply, wanting Mortgage Advice in Scunthorpe, such as knowing how much you can borrow on a new mortgage, what happens to your old one and how much this will cost?

Remortgage Advice Scunthorpe

Seeking a better mortgage deal by using our Mortgage Broker in Scunthorpe, to reduce or extend the term, to add or remove a name, or raise money on your home?

We search 1000's of mortgage deals across a large number of lenders, including:

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Common mortgage questions

Your free mortgage consultation in Scunthorpe with a dedicated advisor will last for approximately 30 mins. From that point, we will then recommend a mortgage for you, with no obligation to accept and proceed if you change your mind at any point.

We will carry out a Fact Find to establish your individual circumstances and needs prior to recommending the most suitable mortgage. A credit check is something that will be required for an Agreement in Principle. Once you have given all the relevant documentation and a valuation of the property has been undertaken, a formal mortgage offer can then be issued to you.

To avoid facing disappointment at a later stage, we recommend you obtain an Agreement in Principle before you begin any property viewings in Scunthorpe. At the very latest you should obtain one before you start making offers, as that will assist your bargaining position.

An Agreement in Principle will generally last for anywhere between 30 and 90 days depending on the mortgage lender. If your Agreement in Principle expires, your mortgage advisor in Scunthorpe can refresh this for you.

It may be possible to get a second mortgage on your home if you’re looking to work towards debt consolidation or any home improvements, as well as if you’re wanting to use it for yourself, a family member, a holiday home or a potential Buy to Let.

The minimum deposit when for a property purchase in Scunthorpe with High Street Lenders is 5%, though it can be higher if you have had prior credit problems.

If you have a recent history of credit problems, it’s not impossible for you to get a mortgage, though you may possibly be required to put down a slightly higher deposit than typically expected, perhaps 15% of the property purchase price.

The documents you will need if you are an employee are three payslips to prove income and for self employed, you will need the latest 2 years’. As well as this, you will also need proof of ID, address and 3 months’ bank statements.

A free consultation usually lasts up to 30 mins or so. An agreement in principle can be ready for you within 24 hours. It takes on average three weeks for a formal mortgage offer.

You will be eligible for a mortgage but only once you have submitted at least one year’s accounts. Many Lenders calculate the maximum mortgage by taking your salary plus dividend, however, others are known to go off your net profit.

Scunthorpemoneyman.com & Scunthorpemoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain and you are not satisfied with our response to your complaint, you may be able to refer it
to the Financial Ombudsman Service, which can be contacted as follows

The Financial Ombudsman Service, Exchange Tower, London, E14 9SR
www.financial-ombudsman.org.uk

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