Having a County Court Judgment (CCJ) on your credit record can make securing a mortgage more challenging, but it’s still possible with the right approach.
Lenders assess CCJs based on factors such as when they were registered, whether they have been settled, and the amount owed. As a mortgage broker in Scunthorpe, we work with lenders who consider different CCJ circumstances, including:
The type of mortgage you can secure depends on the severity and age of your CCJ, as well as your overall financial profile.
Some high-street lenders may be cautious, but specialist lenders offer options for those with CCJs.
You may be required to provide a larger deposit or accept slightly higher interest rates, depending on your credit history.
Speaking with a mortgage advisor in Scunthorpe can help you find the most suitable lenders for your situation.
As a mortgage broker in Scunthorpe, we specialise in helping applicants with CCJs find the right lender for their needs.
We have access to specialist mortgage providers who understand that financial difficulties can happen and are willing to consider applicants with past credit issues.
By reviewing your circumstances and exploring all available options, we’ll help you secure the most suitable mortgage deal, making the process as smooth as possible.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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As first-time buyers, we had very little knowledge of the mortgage process and found it quite daunting, especially with rising interest rates and uncertainty in the property market. We’re extremely grateful to Dinah and Jo for their support and would highly recommend UK Moneyman to any first-time buyer looking for a professional, knowledgeable and supportive mortgage broker.
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Jade Wilmot
As first-time buyers, we had very little knowledge of the mortgage process. We changed properties along the way, and our circumstances made the mortgage process more complex than we initially expected. Dinah and Jo were absolutely brilliant throughout. We would definitely recommend UK Moneyman to anyone looking to set up a mortgage.
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Diane A
First class service. Jason and Lizzie helped me immensely getting a good mortgage quickly when I found myself separated. They pulled out all the stops and even spoke to me after hours. Excellent and would highly recommend. I can’t thank them enough. I now have my dream home
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Chloe Gathergood
Paula and Jason have been so helpful in getting our first mortgage sorted. They were quick to answer any questions and very helpful with their advice. Thank you very much
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Rebecca Joy
Leo and Lizzi were exceptionally helpful. Leo gave us great advise, not just on products available, but on things like bidding on properties, whether we were likely to be approved for more complicated properties etc. Lizzi was very communicative and thorough in processing our application, and after our first sale fell through we didn't hesitate to use UK Moneyman again. Thanks so much to Leo and Lizzi!
15 Oct 2026
Callum Kennedy
Very helpful and informative. Made the process as easy as possible. Would recommend to other
14 Oct 2026
Barry Hall
I had a financial issue that I thought was pretty unique to myself. The help and solution to my financial question has been exceptional in every step of the way. A big thank you to Warren and Joe for all of your patience and technical expertise.
14 Oct 2026
Megan Whitlock
The team working with my profile were amazing, I was in constant communication with them, if I emailed and rang someone responded quickly and they were able to secure my mortgage within 6 weeks from my initial meeting which saved me a lot of messing around and stress. Great service thank you
14 Oct 2026
Linda Chadwick
Amazing company very helpful and patient fantastic staff at the Hull branch nothings to much trouble sorted me a morgage out quickly and efficient i would recommend them 100%
14 Oct 2026
Natalie Rose
We’ve had Elaine Tiernan as our mortgage advisor and she has helped us out so much in the process of being approved with our first mortgage. From working around our working hours to arrange phone calls and online teams meetings to being prompt to respond to our enquiries. Elaine has been nothing but helpful, professional and supportive in our journey this far and we are very grateful to have had her as our mortgage advisor. Thank you to Paula aswell for always checking up on us and ensuring the process was as smooth as possible. Natalie and Liam
13 Oct 2026

Your journey starts with a free initial mortgage appointment, where we’ll review your financial situation and discuss your options.
A mortgage broker in Scunthorpe will assess your CCJ history and explore lenders who may be willing to offer you a mortgage.

Using our extensive lender network, we’ll search for the most suitable CCJ mortgage in Scunthorpe based on your circumstances.
We’ll explain your options clearly, including deposit requirements and potential interest rates, so you know exactly where you stand.

Once we’ve chosen the perfect lender, we’ll handle the application process for you, ensuring all the necessary documents are in place.
Your mortgage advisor in Scunthorpe will keep you updated throughout, making the process as smooth as possible.

Even after your mortgage has been approved, we’re here to provide ongoing support for any future mortgage needs.
Whether you’re looking to remortgage or improve your credit for better deals in the future, our mortgage broker in Scunthorpe is always available to help.
We offer a free initial mortgage appointment to discuss your options and help you understand what’s possible with your credit history.
A mortgage advisor in Scunthorpe will assess your situation and explore lenders who consider applicants with CCJs.
This personalised approach ensures you get the right advice from the start.
As a mortgage broker in Scunthorpe, we have access to specialist lenders who cater to applicants with CCJs.
High-street banks may turn you away, but we know which lenders are more flexible.
This increases your chances of securing a CCJ mortgage in Scunthorpe with a deal that suits your circumstances.
Applying for a mortgage with a CCJ can feel overwhelming, but we handle the process for you.
From finding the right lender to submitting paperwork, we make things as simple as possible.
Your mortgage advisor in Scunthorpe will guide you every step of the way.
We know that finding a mortgage doesn’t always fit into a 9-to-5 schedule, which is why we’re available seven days a week.
Whether you need an evening or weekend appointment, our team is here to help.
A mortgage broker in Scunthorpe is always on hand to answer your questions and keep things moving.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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