Having a County Court Judgment (CCJ) on your credit record can make securing a mortgage more challenging, but it’s still possible with the right approach.
Lenders assess CCJs based on factors such as when they were registered, whether they have been settled, and the amount owed. As a mortgage broker in Scunthorpe, we work with lenders who consider different CCJ circumstances, including:
The type of mortgage you can secure depends on the severity and age of your CCJ, as well as your overall financial profile.
Some high-street lenders may be cautious, but specialist lenders offer options for those with CCJs.
You may be required to provide a larger deposit or accept slightly higher interest rates, depending on your credit history.
Speaking with a mortgage advisor in Scunthorpe can help you find the most suitable lenders for your situation.
As a mortgage broker in Scunthorpe, we specialise in helping applicants with CCJs find the right lender for their needs.
We have access to specialist mortgage providers who understand that financial difficulties can happen and are willing to consider applicants with past credit issues.
By reviewing your circumstances and exploring all available options, we’ll help you secure the most suitable mortgage deal, making the process as smooth as possible.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
196 5 Star Reviews
Alex Campbell
Amazing help from these guys, we are first time buyers and Warren was our dedicated Morgate advisor and he made the whole process seem easy and straightforward, he went above and beyond to help me and my partner and explained it all in great detail, best of all he was very down to earth and gave it to us strait. Would 100% recommend
15 Jul 2026
Steve Taylor
Excellent Customer Service from initially Dan who arranged our Lifetime Mortgage. The members of the Admin Team were always friendly and helpful. Special mention to Kerry Bewell for her willingness, post-completion, to help when needed. I would definitely recommend UK Moneyman to others.
6 Jul 2026
Dan
Couldn't recommend more! Conor's service was excellent from start to finish and make the process as easy and smooth as possible especially since we didn't even know where to start.
6 Jul 2026
Eva Elliott
We used money man to help us find a mortgage for our first house nearly 7 years ago. They were brilliant at helping us navigate as self employed people. We are just about to use them for our next house!
1 Jul 2026
Rob Shireby
Chris, Ami and Malcolm are all great people, very good experience.
24 Jun 2026
keith mantle
UKmoneyman helped us to obtain a mortgage.. They are a professional and helpful companywho we would reccomend to anyone seeking a mortgage Regards, Keith & Sandra Mantle
12 Jun 2026
Adam Bateman
Just wanted to comment on the experience I have had dealing with uk moneyman for my re mortgage. The team have been excellent throughout, special shout out to Stacy Waudby who has been a pleasure to deal with and has really been pro-active and helpful. I would definitely recommend them to anybody looking for independent mortgage advice
9 Jun 2026
amber sheridan
Ami has been great. She explained everything clearly and answered all of our questions (silly or not). Communication was great, genuinely couldn't recommend this service or our advisor Ami more.
28 May 2026
Keith Hirst
UK Moneyman have helped with my mortgage and remortgage for many years. Always really helpful and knowledgeable. My latest remortgage was done with Conor, who was great at making sure I was getting not just the best deal, but the right deal for my needs.
22 May 2026
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
Your journey starts with a free initial mortgage appointment, where we’ll review your financial situation and discuss your options.
A mortgage broker in Scunthorpe will assess your CCJ history and explore lenders who may be willing to offer you a mortgage.
Using our extensive lender network, we’ll search for the most suitable CCJ mortgage in Scunthorpe based on your circumstances.
We’ll explain your options clearly, including deposit requirements and potential interest rates, so you know exactly where you stand.
Once we’ve chosen the perfect lender, we’ll handle the application process for you, ensuring all the necessary documents are in place.
Your mortgage advisor in Scunthorpe will keep you updated throughout, making the process as smooth as possible.
Even after your mortgage has been approved, we’re here to provide ongoing support for any future mortgage needs.
Whether you’re looking to remortgage or improve your credit for better deals in the future, our mortgage broker in Scunthorpe is always available to help.
We offer a free initial mortgage appointment to discuss your options and help you understand what’s possible with your credit history.
A mortgage advisor in Scunthorpe will assess your situation and explore lenders who consider applicants with CCJs.
This personalised approach ensures you get the right advice from the start.
As a mortgage broker in Scunthorpe, we have access to specialist lenders who cater to applicants with CCJs.
High-street banks may turn you away, but we know which lenders are more flexible.
This increases your chances of securing a CCJ mortgage in Scunthorpe with a deal that suits your circumstances.
Applying for a mortgage with a CCJ can feel overwhelming, but we handle the process for you.
From finding the right lender to submitting paperwork, we make things as simple as possible.
Your mortgage advisor in Scunthorpe will guide you every step of the way.
We know that finding a mortgage doesn’t always fit into a 9-to-5 schedule, which is why we’re available seven days a week.
Whether you need an evening or weekend appointment, our team is here to help.
A mortgage broker in Scunthorpe is always on hand to answer your questions and keep things moving.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
Download For Free
Speak to an Advisor
7 Days a Week, 8am – 10pm
We value your privacy
This website uses cookies. If you continue to use the site, we will assume that you agree with our use of cookies.