Throughout our two decades of experience in the industry, we’ve encountered a wide array of mortgage scenarios and have successfully helped thousands of applicants in overcoming challenging mortgage situations.
Often, all it takes is the guidance of a mortgage specialist to help you surmount your mortgage hurdles. With the convenience of booking a mortgage appointment with a dedicated mortgage advisor in Scunthorpe now readily available, we encourage you to reach out without delay.
as a trusted mortgage broker in Scunthorpe, our primary mission is to act on your behalf and identify the most appropriate mortgage solution tailored to your unique circumstances. If you find it challenging to access the competitive rates offered by high street lenders, it might be time to explore specialised mortgage products.
Within our network, we collaborate with numerous specialist lenders. Our responsibility is to meticulously evaluate their offerings to determine if any align with your specific needs. Each specialist lender may have a unique focus; for instance, one might cater to applicants with a CCJ, while another may specialise in helping individuals with lower credit scores.
As your trusted mortgage broker in Scunthorpe, our commitment is to diligently search for a mortgage solution tailored to your individual financial circumstances. Having a mortgage advisor in Scunthorpe by your side, especially when you require a somewhat unconventional approach, can prove immensely advantageous.
Safeguard your financial future in Scunthorpe by effectively managing your credit score. Timely payments are crucial to maintaining a healthy credit history. The impact of late payments on your rating can vary depending on their frequency and significance.
Dealing with a County Court Judgment (CCJ) requires prompt action. Paying the outstanding amount within 30 days allows the court to remove the CCJ from your credit report. However, failing to meet this deadline results in the CCJ staying on your credit file for six years. Take control of your creditworthiness through proactive financial management in Scunthorpe.
Explore the potential of your Scunthorpe property with tailored remortgaging options. Remortgaging is a popular choice among homeowners, offering access to capital for various purposes, from home improvements to assisting loved ones in their property endeavours. If you find yourself facing financial challenges and have exhausted other options, consider debt consolidation in Scunthorpe.
While it’s a decision that demands careful consideration, remortgaging for debt consolidation can help streamline your monthly expenses into a more manageable payment. With our transparent and comprehensive mortgage advice in Scunthorpe, we assess your unique circumstances and help you in determining whether debt consolidation aligns with your financial goals. It’s essential to exercise caution when securing additional debts against your home.
By incorporating unsecured debts into your mortgage, which is secured against your home, failure to meet repayments could jeopardise your property. Although consolidating debt may reduce your monthly expenses, it may increase the overall repayment cost due to the extended mortgage duration compared to the original debts.
Experience the expertise of Scunthorpemoneyman, where our dedicated mortgage advisors in Scunthorpe have exclusive access to a diverse range of specialist deals. Each lender adheres to distinct lending criteria, and our advisors adeptly navigate these options to find the most suitable deal for your needs.
Count on our knowledgeable team of mortgage advisors in Scunthorpe to offer personalised recommendations tailored to your specific financial circumstances. We recognise the significance of securing the perfect mortgage deal aligned with your objectives. If concerns about your credit score trouble you, obtaining an up-to-date copy of your credit report is vital.
During your complimentary initial mortgage appointment, we leverage this information to gain deeper insights into your situation and explore how we can help you in achieving your mortgage aspirations.
At Scunthorpemoneyman, we frequently receive calls from individuals previously declined by high street banks for various reasons. Often, these issues could have been identified early by the bank’s mortgage advisor. We understand that navigating the mortgage landscape can be daunting.
Our clients have faced financial losses and property uncertainties due to such oversights, leading to stress and frustration. Without clarity on lending criteria before applying, you risk jeopardising your mortgage prospects. Rest assured, our team boasts extensive experience in assisting clients with complex situations.
We welcome the opportunity to help you with confidence. Contact Scunthorpemoneyman, your dedicated specialist mortgage broker in Scunthorpe, and let us guide you through the process.
Our Customers Love Us
4.83 Rating18 Reviews
Jayne
Dinah Harros was our mortgage broker and she was extremely polite, professional and diligent. She took time to really listen and understand our financial situation and recommend the perfect mortgage product for us. Dinah was easy to contact and...
9 months ago
Donna
FANTASTIC AND OUTSTANDING SERVICE!! Unfortunately the purchase of our new home was rather difficult, we had devaluations and chains falling through, so to say the least it was testing!! we had a very stressful, hard 7 months to get to the...
1 year ago
Stuart
Dealt with my mortgage arrangement and application in super quick time. Very efficient and would recommend to everyone.
2 years ago
Rebecca
Leo and Lyndsey were fantastic! No issues at all, and all very quick and efficient. Thankyou so much
2 years ago
Anonymous
She was so helpful. I felt hopeless after just having my mortgage declined by a high Street bank and she's given me some hope again.
3 years ago
Akvile
Amazing and really friendly service. Really glad I choosed this company for my remortgage. I would definitely recommend this company to everyone
3 years ago
Jonathan
I would highly recommend Scunthorpemoneyman to anybody needing the service. They have been very quick to respond to any questions and I have had to do next to nothing through the hole process they have handled everything brilliantly.
3 years ago
Samanatha
Fantastic advice and guidance throughout the full process. Malcolm and his team were extremely knowledgeable, efficient and responsive during our mortgage application. When we came across obstacles, these were dealt with quickly and advice given on...
4 years ago
Amelia
Absolutely fantastic service from all at Scunthorpe money man. The staff are so friendly and helpful, nothing is too much trouble, any questions answered. Kept up to date all the way through, I would recommend to anyone. Many thanks for all...
5 years ago
Samantha
Outstanding service from start to finish with every member of the team helpful and friendly. I could rely on them for advice and updates at all stages.
5 years ago
Thomas
Wow..... what a fantastic team they are Matt,Mel and Wendy did a fantastic job for me been messed around by other brokers in the past but from the very first phone conversation I knew they had my best interests. Fantastic communication always kept...
5 years ago
Anonymous
Thanks so much to the team. You made everything so easy and clear. I would highly recommend your services.
5 years ago
Richard
Great communication from start to finish and even after finding a mortgage deal for us Jason kept looking and found a even better one at .5% less
6 years ago
Jayne
A fabulous company to deal with who put my mind at ease and everything that they required in the manner of documentation was never a problem, Matt, Leanne and Wendy kept in constant contact with me and gave me a 5 star service, in actual fact it was...
6 years ago
Kenneth
I can’t thank Matt and Mizna enough for all there help and hard work! Nearly time to sign for our house and it wouldn’t have been possible without the help of Scunthorpe Money Man! Thank you all!!
6 years ago
Sophie
Absolutely fantastic staff! I stumbled across Scunthorpe Money Man on google, with just one call the ball was rolling...fast, efficient, friendly and supportive. People say mortgage applications are stressful and boy they are not wrong but with the...
6 years ago
Chris
Very happy with the service provided, Excellent service from start to finish. I would definitely recommend Scunthorpe Moneyman and would use them again in the future. 5* Experience.
7 years ago
During your free mortgage appointment with a mortgage broker in Scunthorpe, we meticulously tailor your financial details to determine your maximum affordability.
We explore 1000's of deals to pinpoint the most suitable solution for you. After 24 hours from your initial appointment, we proceed to secure an agreement in principle, a valuable document supporting any purchase offers you choose to make.
Upon acceptance of a purchase offer, your dedicated mortgage advisor in Scunthorpe advances to submit your complete mortgage application along with the necessary supporting documents.
Our commitment extends beyond securing the optimal deal. We provide guidance on insurance policies to ensure comprehensive financial protection for you and your family.
As a trusted and experienced mortgage advisory service in Scunthorpe, we’ve had the privilege of helping a diverse range of customers over the years, each facing unique mortgage situations. When an applicant encounters difficulties securing a mortgage and struggles to gain approval from a lender, we stand ready with open arms to provide the help they need.
Our extensive panel of specialist deals allows us to accessa diverse range of mortgage options. Each lender comes with distinct criteria, and our aim is to unearth the most suitable deal tailored specifically to your needs.
Throughout your mortgage journey, you are our priority, with your best interests always at the forefront. Our dedicated mortgage advice team is committed to delivering transparent and honest guidance in Scunthorpe, guiding you through every phase of the mortgage process. Reach out to us now and schedule your free mortgage appointment with a mortgage advisor in Scunthorpe.
Experience the advantages during your free initial mortgage appointment, available 7 days a week. This enables us to gain a comprehensive understanding of your situation and explore how we can assist you in achieving your mortgage objectives.
If you’ve commissioned a property survey for your prospective home and discover that the accepted offer exceeds the actual property value, this is referred to as a Property Down Valuation. In such a scenario, it’s highly likely that the lender may withdraw from the deal unless you can bridge the gap between your offer and the true property value.
When navigating a divorce or separation and both parties are tied to a shared mortgage, it’s crucial to address financial matters promptly. Delaying these decisions can lead to complex financial complications.
Additionally, if you are undergoing a divorce or separation, you may explore options to remove either your name or your ex-partner’s name from the mortgage agreement. The feasibility of such a step depends on the financial stability of both individuals with a single income.
If you are married and seeking a mortgage for a home where you and your partner intend to reside, some lenders may prefer to have both applicants named on the mortgage. However, it is still possible to obtain a mortgage in one person’s name.
The Shared Ownership scheme allows applicants to secure a mortgage for a percentage of a property, typically ranging from 25% to 75%. This means you possess a share of the property while also paying rent on the remaining portion to the building society.
Professional mortgages are exclusively available to specific professions, constituting a niche market. To gain comprehensive information, it’s advisable to consult with expert mortgage advisors in Scunthorpe.
When contemplating a mortgage for a second home, you must demonstrate your ability to afford both sets of mortgage payments. We are here to help you in fulfilling this requirement.
Acquiring a holiday home involves a similar process to buy-to-let properties. However, as there won’t be a permanent tenant, lenders need assurance that you can cover the costs during periods of vacancy.
A ‘non-standard’ property refers to a property constructed with materials other than traditional brick and mortar. If you intend to purchase such a property, it’s advisable to seek out specialist mortgage products. Additionally, we recommend conducting a comprehensive structural property survey when considering the purchase of such a property.
HMO mortgages are typically designed for buy-to-let properties accommodating 4 to 6 tenants, such as a student house near a university campus. Managing HMOs can be complex due to specific regulations and requirements. If you’re considering HMO investments, it’s advisable to consult with a buy-to-let Mortgage Advisor in Scunthorpe who specialises in this area.
If you’re interested in converting the equity you’ve accrued in your home into cash through a lifetime mortgage, it’s essential to seek expert guidance. We recommend consulting with a specialist Later Life Mortgage Advisor in Scunthorpe to explore this mortgage option thoroughly.
Offset mortgages create a connection between your savings and your mortgage, potentially providing access to competitive interest rates and financial products. To gain a deeper understanding of offset mortgages and whether they are suitable for your financial goals, we recommend speaking with a qualified mortgage advisor.
Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm